Hired auto is an additional coverage we can add to any policy for you. This is an additional coverage that must be added. Your insurance agent should ask the write questions to identify whether you need Hired Auto coverage. Hired auto covers equipment you rent or lease unexpectedly or on a long-term basis. Since most auto liability policies are on a “schedule auto only” basis, this coverage broadens the policy to include “hired autos”. Kind of like when you rent a car under your personal auto policy!
How do I know I need Hired Auto?
If you or any of your employees are planning on driving a rented, leased or borrowed vehicle, you need to add hired auto to your trucker’s auto liability policy.